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20 Feb 2026
United Overseas Insurance FY2025 net profit rises to S$38.7m on stronger underwriting; higher dividend proposed
Summary:
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UOI reported FY2025 net profit of about S$38.7 million, up year on year on improved underwriting performance and stable investment income.
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The combined ratio improved as claims remained contained and premium growth outpaced operating cost increases across key general insurance lines.
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The balance sheet stayed strong with high capital adequacy and a conservative investment portfolio dominated by high‑grade fixed income.
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The board proposed a higher total dividend for FY2025, reflecting the stronger earnings and robust capital position.